Council Tax

council tax

I pay my council tax monthly over 10 months of the year. This means that I have a lovely 2 months (February and March) where I don’t have to pay.

Out of all the bills I pay each month, this is the one that annoys me the most.

It’s the one bill I have to pay that I can’t see what I’m getting in return. I pay my water bill so I can drink and wash and have clean clothes. My mortgage payments mean I have somewhere to live. For all my bills I have an element of control – I can switch suppliers or choose to use less of something to reduce the payment. But with council tax I have no control. In fact, this year saw my monthly bill increase by £13 a month and bar moving house to something smaller, or living in a shed, there is nothing I can do about it.

Reading online it was brought to my attention that I don’t have to just stick to my monthly payments, but I can choose to overpay during the year and potentially have an additional, or multiple additional, council-tax free months at the end of the year.

I was aware that I could pay annually up front but have never been in the financial position to afford this amount in one go.

I’ve paid £45 this morning as an overpayment and am now writing this post in draft to see how the online payment tracker changes in the next few hours / days once this payment has been received. I think the Council allocate the additional payment to the final amount I am due to pay in January 2019. It took 2  days before the total was updated to reflect my overpayment. This is certainly something I might look into doing more of over the year in times when money allows.

Was it just me who didn’t know that you can pay extra in advance? Would this be something you consider, or is it something you do every year? Leave a comment below to let us know.

Happy Saving!

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