Looking after the pennies

a9b47459e5bacdef460bb5137ac265ddThis saying has always been a saying as long as I can remember. It was only recently that it began to mean something to me.

When I was in my 20s I had jobs, but never saved. I didn’t have much free money (or I didn’t think I did) and I didn’t think a little here and there would make a difference. Looking back, I wish I had made the effort to save even a little.

If I had saved £5 a month since I was 24, then I would have £600 now. If it had been £10 a month, £1200. £50 a month would have given me £6000 and £100 would have given £12000 in my bank now. Wow – what a difference that would have made! All fantastic amounts and if I had had the same mindset back then, as I do now, then my finances would be very different.

That said, I do think it often takes people to experience getting into debt, and working hard to resolve it, to fully grasp the importance of saving.

Hopefully normal people speaking about money and their experiences, or missions, will inspire a younger generation, or even their peers, to start saving what they can. Even little amounts add up and everyone has to start somewhere, £1 a day, £10 a month. Start where you can and watch the numbers grow.

So things brings me to ask: What led you to begin saving? What advice would you give to the younger you if you could? Please share your answers in the comments section below or over on our Facebook page.

Good luck and happy saving!

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